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Rule of 40

A SaaS health check: growth rate plus profit margin should add up to at least 40%.

The Rule of 40 balances growth against profitability — you can trade one for the other, but the sum should clear 40%. It stops you from celebrating growth that's torching cash, or profit that's stalling growth.

Example: 30% growth + 15% margin = 45 — healthy. 20% growth − 25% margin = −5 — a problem.

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Rule of 40 calculator
Rule of 40 score

Above 40 is healthy — growth and profit combined.

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